When am I going to have to replace this?

Nothing lasts forever. Even rocks wear away with time. Rocks! As a consumer, that means you’re constantly replacing your stuff. Some things you use up. Some things break down. And other things still... Read more »

Important credit scoring changes and what they mean to you

Last week the nation’s most widely used credit scoring model got a reboot and the result may be a generous boost to your credit score. FICO announced the launch of FICO Score 9,... Read more »

Can you trust online reviews?

Very recently an upscale hotel in the Catskills created something of an online firestorm when someone noticed an interesting policy posted on their website: If you have booked the Inn for a wedding or... Read more »

What’s your time worth?

Money is like the tide. It’s either flowing in or it’s flowing out. It’s either buoying your ships or leaving them grounded in the shallows. It’s never still. That creates an interesting philosophical... Read more »

Financial checklist for the college-bound

This article was provided by the National Foundation for Credit Counseling (NFCC). Many young adults are leaving home for the first time, yet remain ill-prepared to independently manage their personal finances. This is predictable... Read more »

Is waiting for your collection debt to disappear the right move?

Collection debt is common. Very, very, common. How common? According to a recent study over a third of Americans with any sort of credit history have debt in collections right this very minute.... Read more »

How to grab your piece of the sharing economy

I recently went on a short vacation – just a four day long weekend. Plans came together quickly and a little suddenly, but I had everything covered except for one thing: my... Read more »

Reducing the risk of disability benefit fraud

For a period of 12 months, between November 2007 and November 2008, Edgar Ernest Black received over $26,000 in disability benefits on behalf of his teenaged son. Black was his son’s appointed... Read more »

Important money lessons from classic fables

Recently Lifehacker ran a great article titled “The best lessons from childhood fables that still matter.” That’s the beauty of fables – the stories are simple, but the lessons are timeless, transcending... Read more »

Six questions you should ask before you buy anything

Life is very, very fast. It seems to get faster all the time. Money isn’t impervious to that speed. How many paychecks seem like they’re already spent before you’ve even cashed them? The... Read more »