According to the August poll hosted on the National Foundation for Credit Counseling (NFCC) website, 89 percent of more than 2,900 respondents value paying down debt over saving money. People often debate which... Read more »

Sometimes, credit reports contain errors serious enough to cause consumers to be denied credit, a loan, an apartment or home loan or even a job.  Fortunately, the Fair Credit Reporting Act (FCRA)... Read more »

The lack of financial literacy in the country is no surprise. However, the extent to which people are unaware of common financial terms is something I find shocking. During a conversation with my... Read more »

Home values have plummeted across the country.  Mortgage interest rates continue to hover between 4 and 5%, a historical low.  Both seem to suggest it’s a good time to buy a house. ... Read more »

I’ve always been envious of people who have the ability to “travel light.” Even the mere thought of packing light is so unfathomable to me that it’s almost humorous. And – I’ll... Read more »

The National Foundation for Credit Counseling’s (NFCC) July online poll revealed that 64 percent of Americans would utilize a source other than their savings account to satisfy a $1,000 unplanned expense. The largest... Read more »

Most people know that they would/should/could reduce their spending.  However, people are discouraged by this idea because they think of it as an "all or nothing" strategy.  But in reality, there is... Read more »

According to a study by The Pew Research Center, 75 percent of Americans think college is no longer affordable.  Over the past 25 years, tuition costs have increased more than 400 percent;... Read more »

When it comes to food, college students have a lot more to worry about than simply gaining the dreaded "freshman 15".   The cost of going out to eat with friends, ordering late-night pizza,... Read more »