Is your computer sabotaging your financial goals?

Setting financial goals is one of the first and most important tasks in creating a sound financial plan. A good first step is to write down your financial goals in a clear,... Read more »

Avoid hitting your debt ceiling

The federal government’s budget woes have brought the topics of financial planning and managing debt to the forefront of the national conversation. The situation has left many people feeling frustrated and helpless,... Read more »

How to calculate your net worth

As you work toward achieving your financial goals, it is a good idea to measure your progress. Calculating your net worth is as simple as comparing what you owe (called liabilities) and... Read more »

Types of IRAs

One way to fund a retirement is through an Individual Retirement Account (IRA). An IRA is a tax-sheltered retirement account set up at a bank, investment firm, or insurance company. IRAs can... Read more »

School supplies: Convenience is costly

Much to my daughter's dismay, it is time to start preparing for the upcoming school year.  Part of this ritual involves buying school supplies. This year, her school offered pre-packaged supply kits that... Read more »

Extreme Couponing

I recently caught an episode of "Extreme Couponing" on TLC. If you haven’t seen the show, it’s about real people who obsessively use couponing to spend only pennies for hundreds of dollars... Read more »

Seven hot ways to stay cool

The only thing more jarring than walking outside with a triple-digit heat index is receiving the triple-digit energy bill in the mail. I consider myself to be fairly conservative with the thermostat,... Read more »

Credit scoring: What you need to know now

I just finished reading the Consumer Financial Protection Bureau report on credit scores.  This report was published on July 19, 2011 to meet a requirement of the Dodd-Frank Wall Street Reform and Consumer Protection Act. ... Read more »

Tips for buying and selling at a pawn shop

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history... Read more »

Improve your FICO scores

When it comes to boosting your FICO credit scores there are a variety of strategies that will yield varying amounts of improvement.  Many people believe that getting negative information removed from your... Read more »