What causes a credit card to stop working?

That black stripe on the back of a credit card is a magnetic strip, often called a magstripe, formed of iron-based particles that somehow organize themselves to store and communicate information. When... Read more »

Deciding what your garden will grow

Hints of spring are everywhere and while it is still too early to plant your outdoor garden, it is definitely not too early to think about it.  Whether you have a very... Read more »

Financial Pyramid offers spending guidelines

Wouldn’t budgeting be simple if there was one formula that fits every person in every situation? Unfortunately, money management is not one-size-fits-all. Of course, there are formulas out there that you can... Read more »

When it comes to money, what is “normal”?

I’ve always thought that comparing yourself to the Joneses is a bad thing; however, reports by Opower prove that this is not always the case. Consumers who are able to compare their... Read more »

Five ways to save $500

With St. Patrick’s Day approaching, everyone’s thinking green, and there’s no better place to discover some green than in your wallet. The following small changes can add up to equal a significant... Read more »

What to do if you cosigned a loan & regret it

There are a lot of good reasons to refuse a request to cosign a loan. For example, studies of certain types of lenders have found that for cosigned loans that go into... Read more »

Ten topics to cover before you commit

Would you believe that more than 2 million marriages take place in the U.S. every year—that equals close to 6,000 a day!  Unfortunately, many marrying couples spend more time talking about their... Read more »

I need help with my student loans

The burden of repaying student loan debt is overwhelming for many college graduates. According to Mark Kantrowitz of FinAid.org, there is an estimated $730 million in outstanding federal and private student loan... Read more »

Protect yourself from mortgage fraud

National Consumer Protection Week 2010, a coordinated consumer education campaign encouraging people to take full advantage of their consumer rights, takes place March 7-13. This year,... Read more »

Rebuilding credit after bankruptcy

Filing bankruptcy is an extremely stressful process. If you have filed bankruptcy, I’m sure many factors brought you to your decision. You’ve received advice from your attorney and... Read more »