In addition to long-term savings, financial experts agree that consumers should aim to have three to six months living expenses saved for emergencies. If you are having trouble... Read more »

Recently, I had the opportunity to ask author Phil Villarreal to choose a favorite tip from his new book Secrets of a Stingy Scoundrel. His choice was a tip where he advises... Read more »

How does clutter begin? A junk drawer with old batteries, gum and receipts? A desk full of abandoned paperwork? Pretty soon your dining room is looking like a thrift store with clutter... Read more »

In its monthly online poll, the National Foundation for Credit Counseling (NFCC) asked consumers about their financial New Year’s Resolutions. More than 6,100 consumers responded as follows: ... Read more »

Saving more money, reducing debt, managing money better, and eliminating the use of credit cards are among the most popular financial resolutions people are setting this New Year. However, fifty-six percent of... Read more »

In honor of the New Year, I offer you 20 quick and easy to save $10 or more. ( And I did it without suggesting that you skip the Starbucks!) ... Read more »

Managing finances is tough. There’s no universal solution that applies to all people. It really depends on your personal income, debt, and household budget. Also, sometimes it isn’t as easy as the... Read more »

Desperate times often call for desperate measures, but sometimes those tactics can leave you worse off than where you began. This can be the case with people struggling to find money to... Read more »

Personal finance is undoubtedly important; however, few describe the subject as fun. That was true until Phil Villarreal wrote the book called Secrets of a Stingy Scoundrel. Villarreal has been accurately described... Read more »