Most people like surprises; unless they are related to a credit card. Fortunately, creditors are required by law to disclose the terms and conditions of their offers in detail before you sign... Read more »

We all know that money problems aren’t only about money. Financial problems have far-reaching impacts in many aspects of our lives. For example, we know that financial problems prevent people from doing... Read more »

There are multiple reasons why people may want to establish new credit. They may be new entrants into the world of credit, or are perhaps trying to reestablish credit after a financial... Read more »

Believe it or not, holiday shopping starts to heat up during the final days of summer. By the time Labor Day rolled around, one in six Americans had already started work on their... Read more »

It’s not quite October, and the forecast calls for snow tonight. In preparation, I made a mad dash into the garden to harvest as many vegetables as possible (last year, I waited... Read more »

I have the pleasure of reading a lot of great letters from people who have successfully repaid their debt. Recently, I received an email from Sandi in Massachusetts with her 3-year personal... Read more »

People can quickly go from prosperity to poverty with the strike of a hurricane, wild fire, flood, or other natural disaster. To better prepare people in the event of an emergency, September... Read more »

If you like searching for deals at the dollar stores, maybe it is time to take it to the next level. I recently saw a news story about the growth of sales... Read more »

Many of us exercise to maintain good health. Others want to lose weight or relieve stress. The motivation may vary, but exercise is a common theme in many of our lives. According... Read more »